Free resources

Plain-English tools for business owners and their families: tax strategies rated for who they fit, calculators for the numbers owners ask about most, and guides to the money questions that come up every year. All free, no sign-up.

• S corp savings calculatorEnter your profit and a reasonable salary to see how much an S corp election could save in self-employment tax each year, after the added costs.
• How much can I take out of my business?Enter your cash and what the business still owes to see how much you can safely take out after taxes, bills and a cash cushion.
• Quarterly estimated tax calculatorEstimate your 2026 federal income and self-employment tax, what to pay each quarter and when, and the safe harbor that avoids a penalty.
• Business valuation calculatorEstimate what your small business is worth from its seller's discretionary earnings and a typical multiple for your industry, plus cash, less debt.
• Reasonable salary lookupPick the work you do and your state to see a defensible S corp owner salary from Bureau of Labor Statistics wage data.

• How to pay yourself from your businessOwner's draw, distribution or salary: how to pay yourself depends on how your business is taxed. What each means, how it's taxed, and the mistakes to avoid.
• How much cash should a business keep in reserve?How big a cash cushion your business needs, what changes the answer, where to keep it, and how it fits with paying yourself.
• How to build a 13-week cash flow forecastA step-by-step guide to the 13-week cash flow forecast: what goes in it, how to find your low point, and how to keep it current each week.
• What to do with extra profitA good year leaves extra cash in the business. A simple order for deciding what to do with it: cushion, taxes, debt, retirement, family goals and growth.