cratchit.

Is this deal any good?

Upload what the sponsor sent you. In about a minute you get the good, the bad and the ugly, a risk level with its reasons, the likely tax picture, and the questions to ask before you wire a dollar.

Nothing you upload is saved. Cratchit reads your files in memory, sends them to Claude (Anthropic's AI) to be read, and shows you the report. We keep no copy of the files or the report, and nothing from them is logged. Anthropic doesn't train its models on what's sent. If you signed an NDA, check that it allows a review like this before you upload.
Free: 3 reports a month. Members: unlimited, inside Cratchit
Reading the deal…

Claude is reading every page. This usually takes about a minute; longer documents take a bit more.

What you'll get

The deal in one paragraph. What's strong, what's weak, and what could hurt you, each tied to the page it comes from. A risk level for a typical individual investor, with every reason behind it. The likely tax picture: first-year depreciation, whether losses are passive, when to expect the K-1, and whether it fits in an IRA. The questions to ask the sponsor, most important first. And what's missing from what they sent.

Common questions

Is anything I upload saved?

No. Your files are read in memory, sent to Claude to be read, and the report comes straight back to your screen. We keep no copy of the files or the report. The only thing recorded is your email address, so free reports can be limited. Save the report as a PDF if you want to keep it.

What should I upload?

The investor deck, and the private placement memorandum (PPM) or operating agreement if you have them. A deck is the sales pitch; the fees, the waterfall and the capital call rules usually live in the PPM.

Does it tell me whether to invest?

No. It points out what's strong, what's weak, what's missing and what to ask. The decision is yours, ideally with your CPA and attorney.

What do Cratchit members get?

The same review, measured against their own books: what the first-year deduction saves them this year, how much of their cash it ties up, and how it shifts their mix. It stays with the deal, fills in the full due diligence checklist, and after they invest Cratchit tracks every payment from the bank, the payback and the K-1s.

This report isn't saved anywhere. Save it as a PDF now if you want to keep it: once you leave the page, it's gone.
The read

Risk level
LowModerateHighVery high

    The good

      The bad

        The ugly

          The tax picture

          Ask the sponsor, in this order

            What's missing from what you uploaded

            Ask the sponsor for these, or upload the PPM and operating agreement here.

            Cratchit members only

            That's the deal. Here's what it does to you.

            Inside Cratchit, this same review is measured against your own books: your bracket, your cash, your other deals. It stays with the deal, fills in all 48 due diligence questions, and after you invest it tracks every payment from your bank, your payback and your K-1s.

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            Already a member? Review it in Cratchit · See it in the demo

            The first-year deduction saves you
            Of your cash, it ties up
            Your cushion afterward
            Real estate in your mix

            Education, not investment, tax or legal advice. The report reads only the files you upload and may miss what isn't in them; the numbers are the sponsor's projections, not promises. Talk to your CPA and attorney before you invest.